Effective date: 17 July 2026
The information on www.ecargwillsandtrusts.co.uk, our social channels, downloads, checklists, newsletters and other general materials is provided for general educational information. It is not legal, tax, financial, investment, insurance or other professional advice and should not be relied on as a substitute for advice based on your circumstances.
Visiting the website, booking a consultation, submitting a form, downloading material or receiving general information does not by itself make you a client or create a contract. A client relationship begins only as described in our Terms and Conditions and engagement documents.
Estate planning outcomes depend on individual facts, valid execution, later events, the actions of third parties, and law and tax practice at the relevant time. We do not guarantee that a general strategy will be suitable, that a document will achieve a particular tax saving or asset-protection result, that an application will be accepted, or that any quoted external timescale will be met.
We take reasonable care when preparing website information, but it may be incomplete, simplified or out of date. Law, tax rules, government fees, provider terms and professional guidance can change. Publication dates should be checked and personalised advice obtained before acting or deciding not to act.
A template, checklist or article is not a completed estate plan. Wills and other documents must reflect your instructions and circumstances and may require formal signing, witnessing or registration. Incorrect execution, later marriage or civil partnership, separation, divorce, ownership changes, foreign assets and other events can materially affect arrangements.
Any general insurance or protection information is not a personal recommendation unless we expressly provide one under separate service documentation. Eligibility, premiums, exclusions and benefits depend on provider terms and underwriting. Read the provider’s documents and regulatory disclosures before proceeding.
Links, embedded booking tools, registers, calculators, videos and third-party services are provided for convenience. Unless expressly stated, we do not control or endorse their content, availability, security or privacy practices. Use them subject to their own terms and policies.
We do not promise uninterrupted or error-free access. Although we take reasonable precautions, we cannot guarantee that the website or downloads are free from malware or other harmful code. Use suitable security software and keep your systems updated.
Testimonials, case studies and examples illustrate individual experiences or hypothetical situations. They do not guarantee that another client will obtain the same result.
Nothing in this disclaimer excludes or limits liability where it would be unlawful, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or statutory consumer rights. Subject to that, we are not responsible for loss caused by reliance on general website information where tailored advice should reasonably have been obtained, or by third-party content outside our control.
Website content is primarily intended for people seeking services governed by the law of England and Wales. If you are elsewhere or have assets, residence, domicile or connections in another jurisdiction, obtain appropriate local advice. Questions can be sent to Deborah@ecargwillsandtrusts.co.uk or 07366 123751.
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